Pepsi melted the hearts of IDPs

When it comes to cold drinks, Pepsi is one of the most famous brand in Pakistan that will leave you speechless after taking just only one sip daily. Recently they stunned the people of Pakistan by firing up the great lantern in IDPs campuses.

This happened in the last week when Pepsi showed mercy to IDPs by firing up lantern in IDPs campuses. This was a quite great promotion strategy by Pepsi which is still running. Pepsi is giant brand of cold drinks today that is currently every man’s taste.

Source: http://www.meriwadi.com/?p=367

After talking to many people in IDPs, all they wanted to say Thanks to Pepsi who brighten their temporary homes there. IDPs are people who are homeless till operation Zarb-e-Azb in North Wazirstan, Pakistan.

Army transferred them to these temporary homes while there is operation running in Wazirstan. After the operation Pakistan army has decided to covert them back to their houses and make beautiful homes, roads, schools, hospitals and parks in Wazirstan.

Some thousands of IDPs are currently being transferred back to their homes and rest of them are ready to be transfer. Now in their temporary homes, Pepsi surprised them by firing beautiful lantern made of 1.5 liter bottles.

These lantern made of Pepsi are currently being hanged by Pepsi right out side every IDP campus. Today all we want to say ‘Thank you’ to Pepsi company who showed mercy instead of government.

Outstanding fight between hounds and cobra

 

Cobra is known for its dangerous venom that it keeps in its teeth. Whenever it is about to attack any

incoming danger, it spit out the venom.

Video dekhen http://www.meriwadi.com/outstanding-fight-between-hounds-and-cobra/

Most of the times, king cobra is aimed to spit the venom in the eyes of the opponent. But even if it

don’t reach the eyes, king cobra also bites the other  opponent.

This is amazing battle in which a king cobra had to face 5 different hounds. These are no ordinary

 dogs but they are trained hounds.

This video was made by a tourist who was visiting the South of the Spain. Spain is one of the most

 loved tourist destinations and people spend  millions of dollars on their holidays.

But no one travelling to Spain had ever expected all this.

New Bayan of Maulana Tariq Jameel

Islam is religion of peace. If you read Quran, Follow the footprints of Hazrat Muhammad SAW. You will know how beautiful is Islam. It is wonderful religion. Maulana Tariq Jameel is well known Islamic scholar of Pakistan.
Bayan Title: ALLAH kay rastay mein kharch karnay ki Fazeelat.
This bayan is very famous of Maulana Tariq Jameel. In this bayan maulana elaborate what is dividend of wealth in the country. What is known facts of dividing wealth.
You may know Maulana Tariq Jameel as a strict person who all the time required you to fulfill every aspect of Islam strictly. But this video is going to change your way of thinking about him. In this video you will see a great humor from Maulana Tariq Jameel.

Video: http://www.meriwadi.com/?p=699

On a occasion he described he known as boy who used to work on bus terminal where his work was helping driver parking busses all day long. And he used to repeat “Aan deyo” in punjabi which means “Yes” or keep it going.
On his nikkah ceremony when mullah asked him do you agree this nikkah ceremony with that girl he said “Aan deyo”. This was the most funniest moment when crowd laughed out so loud. Watch the full video above and comment your thoughts about this video in comment section.

10 Things Pakistan Does Best

1) You visit/live in Pakistan and you don’t try a paan? Impossible. Now I’m not saying that one has to get addicted to it, but there won’t be much harm in trying it at least once, right? Try it. You’ll know how good it tastes then.

2) In a country with paan kiosks scattered around, how can one possibly miss the paan-stained pavements or corners? They chew, take in the flavors and spit. Voila! Disgusting to see, but one just has to get used to seeing such a sight when in Pakistan.

3) Here’s to the mouth-watering foods/drinks that cannot be missed. Whether we’re talking about gol guppay, gola gandda, gannay ka rass, Javed ki nihari, chai from Café Piyala, channa chaat, halwa puri, Haleem etc—you will not forget their tastes for a very long time. I won’t even make an effort of translating these foods and drinks into English because the local titles suit them best.

4) So you’re roaming around in any city in Pakistan and you don’t come across these trucks or buses? Impossible! They are accessorized and painted in the most beautiful manner ever! And do keep your ears open for the jingles even while in traffic.

5) And then there’s the literature side on the streets too. If you know how to read Urdu, stay ready to read poems and quotes written on trucks and rickshaws that will leave you laughing at times. Although you may also come across poetry in English too sometimes. Whether it is maa ki duaa Jannat ki hawa or barhay hokay truck banoonga (written on rickshaws), you will get it all!



 

6) Here’s a promise: Our designers will give you the best when it comes to fabric shopping in summer. Not only are cities crowded with billboards advertising various lawn brands in in the season, but also jam-packed exhibitions. So here’s to something that we are definitely proud of.

 

7) Music on the street: Have you come across a dhol-wala in a yellow kurta and a turban on his head practicing on a pavement of a busy road? Beat that!

 

8) We may not be producing movies like Hollywood or Bollywood, but try to compete us when it comes to television dramas. Oh yes, they aren’t about hundreds of episodes or the same stories repeating over and over again. Nor are they about heavy jewelry or bridal dresses. We are proud of the Pakistani drama industry.

 

9) Have you come across thellay (hand-driven carts) selling bhuttay, limopani, kulfi, vegetables, raw fish, second-hand clothing etc? The thellay walas go around singing or screaming out loud telling the people what they are selling. These are like shops on the doorstep.

 

10) Hello cricket! We don’t care if our national team loses (accept on that very day). But hey, we love our mohalla (neighborhood) cricket. If one cannot understand cricket while living in Pakistan, then do ask that person: “Is everything alright with you?” Nothing better than hitting the ball towards someone’s car or house and breaking windows. And let us not forget those adults who walk out every now and then to yell at the players and also refuse to return the ball if it enters their territory.

What Does the New Budget Hold for ME?

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Everybody knows that Pakistan has had an acute energy crisis for the past four years. All we get are tall claims and no results at all. And – not surprisingly – the budget doesn’t address this area as it should have!
Growth has been persistently low. This coupled with the ever-increasing youth population of the country is taking the unemployment problem to a whole new level (not to mention the other evils that this phenomenon brings about). The new budgetary measures will create jobs to the tune of around a 100,000 (including internships) ……. should we jump for joy???
The disparity between income and poverty is on a steady rise and you guessed right… the budget hardly addresses this issue…”Roti”, “kapra”, “makaan” anyone????
Another highlight of our economic turmoil is a high inflation rate and low growth. An approximate 10% inflation might seem low as compared to the 25% of 2008, BUT it’s still on the higher side. Add to this the cumulative effect of inflation of the past four years and you can imagine what a crippling effect this has on the public.
SO WHY DO I TITLE THIS POST AS “WHAT DOES THE BUDGET HOLD FOR ME?”
Because I’m kind of selfish. The budget – despite all its drawbacks – has a silver lining and that is a reduction in taxes for the salaried class. Yes, us people…the common man…the ones that are obliged to pay taxes as they are deducted at source :@
As far as I can recall this will be the first year since I entered the workforce that I will actually get some tax relief. I remember one year where I changed tax slabs TWICE in one year due to the effects of an increment and bonuses at different times during the year L.
The question everyone is asking of course is ‘Why?’ With corruption, crime and misery at its height and the government the most hated – maybe ever – why this sudden relief?
Well if you ask me it probably has something to do with the fact that the elections are just around the corner and I’m sure you’ll hear of this in the speeches of every PPP candidate when the time comes.
Now back to the good stuff: fewer taxes! So you’re probably wondering how much less you will actually have to pay. Well don’t fret, I am here for you. I’ve made the following breakdown for your ease of REFERENCE. Caveat: please don’t go around swearing by my calculations. :p

Taxable salary Per month	Tax as per new tax rates	Tax as per previous rates	Relief to salaried taxpayers
33,333	0	6,000	6,000
40,000	4,000	16,800	12,800
40,000	10,000	27,000	17,000
60,000	16,000	43,200	27,200
70,000	26,500	63,000	36,500
80,000	38,500	85,500	47,000
90,000	50,500	106,500	56,000
100,000	62,500	120,000	57,500
125,000	92,500	179,500	87,000
150,000	137,500	252,000	114,500
200,000	227,500	384,000	156,500
300,000	462,500	646,250	183,750
400,000	702,500	960,000	257,500
416,667	742,500	1 ,000,000	257,500
500,000	942,500	1 ,200,000	257,500
833,333	1,742,500	2 ,000,000	257,500

I don’t really agree with such a huge tax relief for people earning more than 300k a month, but I shouldn’t be one to complain when I’m getting a good enough relief myself.

Top Banks in Pakistan

The banking sector in Pakistan is thriving and has been ever since the introduction of formal banking institutions in the region. There has been a growth in the number of facilities offered by private banks, keeping up with the rapid changes in technology and modes of payment. There has been an increase in branchless banking as well. Most companies now offer mobile and online banking, and credit cards have greatly diminished the need for holding excessive liquid assets.
Banking is on a rise and Pakistani’s are riding the waves. Below is a list of the top banks in Pakistan, in no particular order. These firms have developed well over the years and provide their clients with utmost convenience, quality services and excellent customer care. Some of their account types are well-tailored to meet the needs of both the household and the businesses, and each bank has something new to offer its clients.

Standard Chartered Bank Pakistan: Here for Good

This is Pakistan’s largest foreign commercial bank and one of its most successful. Standard Chartered Bank Limited has over 162 branches all over the country and provides jobs to more than 9000 people in the banking sector, while helping creat many others. Its first branch was established in Karachi back in 1863. In 2006, the Standard Chartered Company merged the Union Bank with its own bank, and this was thus the beginning of Pakistan’s sixth largest bank.
Its commonly availed services include Insurance, Loans, Online banking, Cash Deposit Machines, ATMs, Phone banking, along with Debit & Credit Cards. The saving accounts are also highly acquired, and the money transfers are some of the most efficient and reliable in the country, both inter- and intra-bank.

Faysal Bank Limited: Bank on Ambition

Faysal Bank Limited came into being as a public limited company under the Companies Ordinance back in 1994. It now has over 260 branches in more than 70 cities. Its shares are listed on the Karachi, Islamabad and Lahore Stock Exchange and its business assets value at 300 billion PKR. It also has corporate, commercial, Islamic and retail dimensions to its banking activities.

Allied Bank Limited: Aap Kay Dil Mein Hamara Account

Allied Bank Limited was the first Muslim bank to ever be established on the land that is now called Pakistan. Its formation is dated back to 1942. It was formerly known as Australasia Bank Limited, but after merging with Sarhad Bank Limited, Lahore Commercial Bank Limited and Pak Bank Limited, it was renamed as Allied Bank to represent the development.
The bank now boasts 964 branches all over Pakistan, making it one of the largest banks in the country. With regards to Personal Banking, it offers Everyday Accounts, Lifestyle Banking, Savings & Term Deposits, Credit & Debit Cards, Domestic Remittance, Bancassurance, and e-Banking Services. Corporate & Investment Banking, Transaction & Business Accounts, Home Remittances, Cash Management Solutions, Trade Services, SME Financing, and Agriculture Financing are part of their corporate sector.  Extended Hours Banking, Online Banking, Safe Deposit Lockers, Utility Bills Payments, Allied Phone Banking, and Customer Support are also offered by the bank besides Islamic banking.

Askari Bank Limited: Ask Us

Askari Bank Limited came into being in 1991 as a Public Limited Company. Since then it has opened up 265 branches, including 31 dedicated Islamic banking branches. It also has more than 4000 ATMs in all the major regions of the country. The Asian Banker awarded it twice as “Best Retail Bank in Pakistan”, it was labeled as “The Best Retail Bank” by Pakistan Guarantee Export Corporation Ltd, and it also holds the distinction of being the “Best Consumer Internet Bank” and “Best Bank in Pakistan” according to Global Finance magazine.

MCB Bank Limited: Bank for Life

MCB was the first bank to be privatized in 1991 after the initial wave of nationalization in 1974. It is presently Pakistan’s fourth largest bank, having an asset base of USD 7 billion as of 2012. It also has around 4 million customers. As of now, it has more than a 1000 branches, including 22 Islamic banking branches and over 650 ATMs in 110 cities.
MCB was the one to introduce 24-hour cash withdrawal facility and its ATM/Debit Card can be used anywhere in the world. It was also the first to come up with the idea of a common ATM network with other banks, which has been the greatest leap for banking in Pakistan.
It is a nine times recipient of the Euromoney Award for Excellence. It received the “The Strongest Bank 2010” award by The Asian Banker as well.

United Bank Limited: Where You Come First

United Bank Limited was founded back in 1958 and was nationalized before being sold again to the private sector. It now has more than 1320 branches in Pakistan, in 130 cities. It also has 15 branches abroad. This makes it one of the largest banks operating here.

HBL: Jahan Khwab, Wahan HBL

The name of the bank is now abbreviated to HBL Pakistan, and was previously known as Habib Bank Limited. Its customer base exceeds five million. The bank has over 1500 branches and 1400 ATMs in Pakistan, along with a share of the banking sector of more than 40 per cent. It has also monopolized inward foreign remittances with its market share of 55 per cent, along with loans to small industries, traders and farmers.
HBL was recognized as the Best Retail Bank in Pakistan by the Asian Banker, and as Pakistan’s No.1 Foreign Exchange Bank by Euromoney. The Management Association of Pakistan also awarded it with the Coporate Excellence Award in the Financial Category.

Bank Alfalah Limited: The Caring Bank

Bank Alfalah Limited is owned by the Abu Dhabi Group. It has been in the sector since 1997, and is now the 6^th largest Pakistan operating in Pakistan with 576 branches throughout the country. Presently, it offers Deposits, Remittances, Foreign trade, lockers, and financing options. It also has phone banking, ATMs and online banking services for those looking for more convenience. Credit Cards, Auto loans and Home loans are also available. Islamic banking is another feature that distinguishes this bank.

QMobile – Pakistan’s Rising Star

QMobile is an amazing success story to come out of Pakistan!
As you may know, QMobile is the largest selling phone brand in Pakistan today. It’s a Karachi based company which was set up approximately 6 years ago by Mian Pervez Akhtar. The growth that it has seen in the last six years is staggering.
QMobile began its journey by selling low-end phones to the Pakistani people. Back then people thought it was just another Chinese company selling substandard phones in Pakistan. Although QMobile does not manufacture its own devices – it imports them from China – it has managed to distinguish itself and firmly establish itself as a Pakistani brand.

Marketing Genius

QMobile’s great success over the years since its inception is in large part due to its marketing strategy. They had well thought out marketing campaigns, targeted advertisements and pricing, and clearly understood the core market for their models.
QMobile still sells low-end phones priced between PKR 3,000-6,000, but you don’t think about this when you drool over their higher end models that sell for 30K+. Being able to distinguish a brand in such a way is commendable.
Their strategy has proven to be so successful in fact that they have overtaken several international brands in Pakistan, including Samsung, LG and Motorola; this despite the fact that these brands also have low end phones available in the market. We have now also begun to see local brands like Voice Mobile trying to emulate what QMobile has achieved, but with a lesser degree of success.

The Turning Point

The turning point for QMobile came when they began using star power and aired glossy adverts on television. It began with celebrities like Iman Ali and Fawad Khan, and today they are selling the world’s slimmest smart phone from the hands of Indian style diva, Sonam Kapoor.
What made their marketing so effective seems to be their deep understanding of their target market which gave them this edge. QMobile caters to the lower and middle class audience, which identifies with both Pakistani and Indian actors and actresses. QMobile understood this connection and used these personalities to perfection; roping in names like Kareena Kapoor and Aditiya Roy Kapoor from Bollywood; and Fawad Khan and Atif Aslam locally.
According to insider information, QMobile’s advertising budget in Pakistan is larger than that of Nokia. Just goes to show how important this aspect is in its success.
QMobile is now trying to capitalize on its success in the mobile market and entering the tablet market with QTab’s.
We all wish QMobile lots of success in this new endeavor! Apple and Samsung watch out!